First, what we don't do: We do not offer title loans, we do not offer refinancing loans, and we do not finance private sales between individuals. All vehicles must be purchased through our dealer network (as banks, credit unions and other lenders finance 80+ percent of all U.S. car loans through dealerships).
Here are the minimum auto credit finance loan requirements:
• At least $1,800 gross monthly income.
• No current bankruptcy.
• No repos in the last 12 months.
• U.S. auto credit applicants must be at least 18 years old
Now that's an easy car loan! Our online car finance application is free and puts you under no obligation. If you don't like the terms and available vehicles, you walk away. Easy as that at USA Car Loan.