apply now secure online auto loan application
The USA Car Loan network will slot you to the lowest car loan rate your credit will allow.

Our electronically linked lenders can find you the lowest possible rate

1.About Us:
Low rates, great service

We were founded by a three-generation car-selling family in New Jersey. Our home office is now in Richmond, VA. After being named the fastest growing private company in the Greater Richmond area, we were acquired by an automotive services giant -- Dominion Enterprises -- out of Norfolk, VA. No fly-by-night outfit here, folks.

We're in good standing with the Better Business Bureau. We use state-of-the-art measures to protect your personal information. We don't sell your identity to spammers.

If you trust applying over the phone more so than applying online, then we've got you covered. Dial 1-800-CAR-LOAN. Easy as that.

2. What Happens After You Click "Apply Now"

Your application is processed at our home office and routed to the nearest participating dealer in your area.

All dealers in our network are electronically linked to more than 400 lenders. All of them have experience in overcoming credit obstacles. All are licensed and franchised, and it's in their best interests to get you a low rate.

After a credit pre-screening, you'll be contacted to make an appointment. We will NOT discuss your financial details over the phone because of security reasons. Without security and integrity, we're out of business, so we do things face-to-face. Don't worry; there's no obligation to buy and no hidden fees for our services.