Apply online for an automotible loan Bad credit loans our specialty
The USA Car Loan network will slot you to the lowest car loan rate your credit will allow.

Our electronically linked lenders can find you the lowest possible rate

1.About Us:
Low Rates, Great Service

We were founded by a three-generation car-selling family in New Jersey. Our home office is now in Richmond, VA.

We're in good standing with the Better Business Bureau. We use state-of-the-art measures to protect your personal information. We don't sell your identity to spammers.

If you prefer to apply over the phone, then we've got you covered there, too. Dial 1-800-CAR-LOAN. Operators on duty.

2. What Happens After You Click "Apply Now"

Your application is processed at our home office and routed to the nearest participating dealer in your area.

All dealers in our US network are electronically linked to more than 400 lenders. All of them have experience in overcoming credit obstacles. All are licensed and franchised, and it's in their best interests to get you a low rate.

After a credit pre-screening, you'll be contacted to make an appointment. We will NOT discuss your financial details over the phone because of security reasons. Without security and integrity, we're out of business, so we do things face-to-face. Don't worry; there's no obligation to buy and no hidden fees for our services.