• We were founded by a three-generation car-selling family in New Jersey. Our home office is now in Richmond, VA.
• We're in good standing with the Better Business Bureau. We use state-of-the-art measures to protect your personal information. We don't sell your identity to spammers.
• If you prefer to apply over the phone, then we've got you covered there, too. Dial 1-800-CAR-LOAN. Operators on duty.
Your application is processed at our home office and routed to the nearest participating dealer in your area.
All dealers in our US network are electronically linked to more than 400 lenders. All of them have experience in overcoming credit obstacles. All are licensed and franchised, and it's in their best interests to get you a low rate.
After a credit pre-screening, you'll be contacted to make an appointment. We will NOT discuss your financial details over the phone because of security reasons. Without security and integrity, we're out of business, so we do things face-to-face. Don't worry; there's no obligation to buy and no hidden fees for our services.
Most people visit more than one car loan Web site before applying. Fair enough -- we like competition.
What we don't like is people getting ripped off so here are two clues to remember.
First, don't apply anywhere that doesn't list a physical address and a real phone number. We see this all the time, businesses wanting your personal information but hiding their own.
Second, beware any site that guarantees 100 percent approval. Ask anybody who's ever worked in the business. It just isn't possible. We use a national network of lenders to get you the lowest possible car loan rate.